IMPORTANT LEGAL NOTICE: By accessing this website, you enter into a legally binding agreement. Please read carefully.

1. Scope & Jurisdiction

This agreement is governed by the laws of India and international data protection regulations including GDPR, CCPA, and applicable Indian laws (IT Act 2000, DPDP Act 2023). By using this website, you submit to the exclusive jurisdiction of Chennai, Tamil Nadu courts.

2. Data Collection & Processing

• Personal Data: Name, email, phone, address, IP address, payment information, biometric data (if provided), location data, device identifiers, cookies, and browsing behavior
• Automated Collection: Browser type, OS, timestamps, click patterns, session recordings, keystroke analytics, and all website interactions
• Third-Party Data: Information from social media, business partners, data brokers, and public records
• AI Processing: Your data may be processed by AI systems for analytics, personalization, and service improvement

3. Usage of Your Information

• Service delivery, account management, and transaction processing
• Marketing, advertising, and promotional communications (you may opt-out)
• Analytics, research, and business intelligence
• Legal compliance, fraud prevention, and security
• Sharing with subsidiaries, affiliates, service providers, and business partners
• Sale or transfer in case of merger, acquisition, or bankruptcy
• Disclosure to law enforcement and regulatory authorities as required

4. Your Rights & Limitations

• Access & Correction: Request access to your data (verified identity required, may take 30-90 days)
• Deletion: Request deletion (subject to legal retention requirements, backups may persist)
• Portability: Request data in machine-readable format (fees may apply for extensive requests)
• Opt-Out: Marketing communications only (essential communications continue)
• Limitation: We retain the right to refuse requests that are excessive, unfounded, or technically infeasible

5. Data Retention & International Transfers

We retain your data for 7+ years or as legally required. Your data may be transferred to and processed in countries outside India, including the USA, EU, and Asia-Pacific regions, which may have different data protection standards. By accepting, you consent to these transfers.

6. Cookies & Tracking Technologies

We use essential, functional, analytical, and marketing cookies. Third-party cookies from analytics providers, advertising networks, and social media platforms are also deployed. Blocking cookies may limit website functionality.

7. Third-Party Services & Links

Our website integrates third-party services (payment processors, analytics, cloud storage, AI services). We are not responsible for their privacy practices. External links are provided for convenience; we do not endorse or control third-party content.

8. Security & Data Breaches

We implement industry-standard security measures (encryption, firewalls, access controls), but no system is 100% secure. We are not liable for unauthorized access, data breaches, or loss due to circumstances beyond our control. We will notify affected users within legally required timeframes.

9. Children's Privacy

Services are not intended for individuals under 18. If you are under 18, you must have parental/guardian consent. We are not liable for misrepresented age information.

10. Changes to Privacy Policy

We reserve the right to modify this policy at any time without prior notice. Continued use after changes constitutes acceptance. Material changes will be communicated via email or website notice.

11. Liability & Disclaimers

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• We disclaim all warranties, express or implied
• We are not liable for indirect, incidental, consequential, or punitive damages
• Our total liability is limited to the amount you paid us (if any) in the past 12 months
• You agree to indemnify us against claims arising from your use of our services

12. Consent & Agreement

BY CLICKING "ACCEPT," YOU:

• Acknowledge you have read, understood, and agree to this entire Privacy Policy
• Consent to data collection, processing, storage, and international transfers
• Waive any conflicting rights under local, state, or national laws to the extent permitted
• Agree this constitutes a legally binding electronic contract
• Confirm you are 18+ or have parental consent
• Accept all terms, conditions, limitations, and disclaimers herein

13. Enforcement & Dispute Resolution

Any disputes shall be resolved through binding arbitration in Chennai, Tamil Nadu, India. You waive the right to participate in class actions. If any provision is unenforceable, remaining provisions remain valid.

14. Contact & Data Protection Officer

For privacy inquiries:
Email: [email protected]
Response time: Up to 30 days for standard requests, 90 days for complex requests

⚠️ MANDATORY ACCEPTANCE: You cannot use this website without accepting this Privacy Policy. If you do not agree, click "Deny" and you will be denied access. No exceptions will be made.

Complete Privacy Policy: Read Full Document